Home Improvement Contractor - Licensed Contractors

Question about government insurance?

I recently became an independent contractor (self-employed small business) and am building a client base which takes time & I no longer have health insurance for my daughter or myself since I am no longer employed by another company. Because my business is so new, I do not yet have the funds to purchase private insurance & there is no other option even for my daughter because her dad died in an accident in '99. So my question is: if I apply for state insurance but have it ONLY for emergencies (I'll continue to pay out of pocket for our dental/doctor visits) does it still cost the government money just to have out names registered under state insurance even though we won't use it?

Public Comments

  1. You don't say where you live, but if you are required by your state to have an HMO state sponsored plan, it could possibly be a capitated plan where the state pays your primary care doctor each month for every patient that is assigned to him. He would then have to pay for services he orders from those funds. If it is straight medicaid, no.
  2. Yes, of course! It's the administrative costs!
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