Home Improvement Contractor - Licensed Contractors
Is contractual liability insurance provided in a artisan contractors policy when working for water districts?
water district give letter to contractor to assume liability for the washed out water line under our insurance requirements, agent denied claim and never contacted insurance company
Public Comments
- First of all, agents don't have the ability or the power to deny the claim on behalf of the insurance policy. Regarding contractual liability in the policy - it depends on the policy form, and the type of contractual liability you're talking about. I'd need to read the policy form, the contract, and the insurance requirements in the bid specs to tell you for sure. Did the agent give you a declination letter in writing? And what is the date of loss? Your first step is to get a declination in writing. When you ask for that, most likely the agent WILL contact the insurance company. Oh, and if you haven't done it yet, get a new agent.
